Quit My Job Runway Clock
Quit My Job Runway Clock shows exactly how long your savings can fund your life if you leave your job today. It combines your cash on hand, monthly expenses, and side-hustle income to calculate net burn, total runway in days and months, and an estimated quit-date horizon. Use it to test different expense levels, cushion amounts, or income assumptions before making a high-stakes decision. The tool turns abstract savings into a concrete countdown, helping you understand whether you have weeks, months, or years of freedom. All calculations run client-side for privacy, so your personal numbers stay on your device, secure and local. Method details for Quit My Job Runway Clock: The result model exposes each formula and equation, applies deterministic calculation steps, uses explicit decimal rounding, and keeps unit assumptions visible so outputs are auditable.
Inputs
Advanced Settings
COBRA or marketplace insurance cost you'll pay without employer coverage. COBRA averages ~$600/month for individuals.
Annual rate at which your expenses increase (rent hikes, food costs, etc.).
Months of expenses to keep as untouchable emergency fund. Reduces your usable runway.
Expected severance pay, unused PTO payout, or final paycheck.
Annual return on savings (HYSA ~5%, invested ~7-10%). Extends your runway.
Estimates use a 30.4-day month. Advanced settings model inflation and growth month-by-month.
Runway Snapshot
Runway (Days)
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Runway (Months)
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Quit Date + Runway
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Net Burn ($/mo)
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Daily Burn Rate
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Health Insurance Cost
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Emergency Reserve
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How to Use This Runway Clock
- Enter your current cash savings and any one-time cushion you can rely on.
- Add monthly expenses and any steady side-income you expect after quitting.
- Click Calculate to see your net burn, runway in days/months, and estimated quit-date horizon.
- Adjust the inputs to compare scenarios like expense cuts or higher side-income.
Why This Works
Runway is simply savings divided by net burn. By subtracting side income from monthly expenses, the tool estimates the true cash drain your savings must cover. Converting that into days and months makes the decision concrete and comparable across scenarios.
Using a simple, transparent model keeps the output actionable. You can see how changing expenses or adding income shifts your runway, which helps you plan the timing of a career move, a launch, or a sabbatical with fewer surprises.